Children's Critical Illness

1. Peace of Mind: Children’s Critical Illness Cover provides the peace of mind that comes with knowing you have financial support if your child faces a serious medical condition.
2. Coverage for a Range of Illnesses: These policies typically cover a broad range of critical illnesses, including cancer, heart disease, organ transplant, and more.
3. Lump-Sum Payment: Upon diagnosis, the policy pays out a lump sum, allowing you to use the funds as needed, whether it’s for medical treatments, travel for specialized care, or to cover everyday expenses.
4. Financial Assistance: The benefit can help you cover medical bills, rehabilitation costs, and any adaptations needed to accommodate your child’s condition.
5. Replacement of Lost Income: If a parent needs to take time off work to care for their child, the benefit can help replace lost income.
6. Future Financial Security: The payout can also be used to secure your child’s future, whether for education, housing, or other financial goals.
7. Affordability: Often Children’s Critical Illness Cover costs less than £5 a month.
8. Cover before they are born: Some policies will cover the child from as early as 24 weeks into the pregnancy, allowing cover for unexpected conditions at birth.

Children’s Critical Illness Cover can be added to almost any adult Critical Illness Policy and some providers allow you to add a Children’s Critical Illness Cover to any adult Life Insurance or Income Protection policy. Speak to an adviser from Baker Hudson today to find out more.

Baker Hudson goes the extra mile to tailor insurance policies to your unique needs. We offer a range of options & our experienced agents will work closely with you to find the right coverage at the right price.