Critical Illness Cover

Critical illness cover, often referred to as critical illness insurance or CIC, is a type of insurance that pays out a tax-free lump sum if you are diagnosed with a severe illness that is listed in your policy. These illnesses typically include heart attacks, strokes, certain types of cancer, and other life-threatening conditions. The money received can be used for any purpose, such as medical bills, mortgage payments, or daily expenses.

1. Financial Protection: When you’re diagnosed with a critical illness, your life can change dramatically. Critical illness cover provides you with a financial cushion, so you can focus on your recovery rather than worrying about your finances.
2. Maintaining Your Lifestyle: A severe illness can disrupt your daily life and affect your ability to work. With critical illness cover, you can maintain your lifestyle, cover your bills, and keep your family’s financial stability intact during a challenging period.
3. Peace of Mind: Knowing you have a safety net in place can bring peace of mind to you and your loved ones. It eases the stress and anxiety that often accompany a critical illness diagnosis.
4. Customisable Policies: Critical illness cover is highly customisable. You can choose the coverage amount, the illnesses covered, and other policy terms to suit your specific needs and budget.

To receive a quote today, complete our online quote form, and one of our advisors will contact you as soon as possible.