Employee Health and You
Employee health problems can be a serious concern for business owners, especially in small businesses. While a larger firm might be able to compensate for a single worker’s prolonged absence, a small business often struggles to do so. Whether it is a software firm losing a coder, a restaurant losing a chef or a transport company losing a driver, a small business suffers when employees are out of work for long periods due to illness or injury. The costs of covering for a critical employee’s sick leave can mount quickly. In addition, small businesses are tight-knit communities; the prolonged illness of one employee can become a concern for everyone in the business, including the owner. It is easy to see why it is vital to get sick employees back to work as soon as possible.
In a world of increasing uncertainty regarding public health care, waiting times can be a serious problem for patients, as can travel distances. In addition, the challenge of dealing with an overstretched health care system can be very stressful for employees. Private health insurance aims to take away these worries, providing speedy access to a high standard of personalised care. Employees will have the comfort of knowing that they will be in charge of their own health care decisions.