Continue to receive a monthly payment if unable to work
Includes cover for physical and mental health conditions that prevent you working
Protect against injuries sustained at work, at home or during sporting activities
Additional payouts for time spent in hospital
As a public sector worker in the UK, you likely enjoy excellent job stability and robust sick pay benefits. But what happens if a serious illness or injury keeps you from working long-term? Income Protection for public sector workers is designed to provide financial security when your sick pay runs out, ensuring you can meet your financial commitments and focus on recovery.
Income protection insurance provides a regular, tax-free monthly payment if you’re unable to work due to illness or injury. This coverage complements your existing sick pay by:
It’s a critical safeguard for maintaining your standard of living during unexpected challenges.
While public sector sick pay is generous, it doesn’t last forever. Income protection ensures you continue to receive a regular income when your employer’s sick pay allowance runs out.
Coverage extends for a set period, often until you recover, retire, or reach your policy’s end date. This support helps you stay financially stable over the long term.
Enjoy customized policies that match your income and specific needs, often with exclusive discounts for NHS staff, teachers, and other public sector employees.
Income protection payments are tax-free, ensuring you receive the full benefit amount. However, they may affect eligibility for means-tested benefits, so it’s essential to plan accordingly.
Many policies include:
At Baker Hudson Health, we’re committed to providing public sector workers with tailored income protection plans. Here’s why we’re trusted by many:
Affordable Solutions: Benefit from public sector discounts and competitive pricing.
Don’t leave your financial stability to chance. Complete our online quote form to receive a free, no-obligation quote for income protection insurance. Our experienced team is here to guide you every step of the way. Take control of your future with Baker Hudson Health.
