Critical Illness Cover

Critical illness cover, also known as critical illness insurance or CIC, is a type of insurance that pays out a tax-free lump sum if you’re diagnosed with a serious illness specified in your policy. Commonly covered illnesses include:

• Heart attacks
• Strokes
• Certain types of cancer
• Other life-threatening conditions

The payout can be used for:

• Medical bills
• Mortgage payments
• Daily living expenses

This flexibility ensures you can focus on your recovery rather than your finances.

1. Financial Protection: A critical illness can significantly impact your financial stability. With critical illness insurance, you’ll have the funds to cover unexpected costs, allowing you to concentrate on getting better.

2. Maintain Your Lifestyle: A serious illness can limit your ability to work. Critical illness cover ensures you can:

• Pay your bills
• Cover household expenses
• Protect your family’s financial well-being

3. Peace of Mind: Having a safety net in place reduces stress and provides comfort for you and your loved ones during a difficult time.

4. Customisable Policies: Choose a critical illness policy that fits your needs and budget. From the coverage amount to the illnesses included, you can tailor your policy to suit your situation.

• Comprehensive Coverage: Policies that cover a wide range of illnesses.
• Flexible Options: Tailored plans to match your budget and lifestyle.
• Expert Advice: Our advisors are here to guide you every step of the way.