Keeping costs down: Medical bills can quickly rise while travelling or living in a different country.
Access: International health cover is particularly important if you are in a country with both public and private levels of medical care as it allows you to access the best treatment without any worries about how to finance it.
Choice: Local health insurance policies often restrict you to being treated in the area where you took out your insurance or to a pre-selected network of doctors and treatment centres. With an international health insurance policy, you have the flexibility to choose a hospital, doctor and appointment time that meets your requirements.
Faster treatment: in countries where there is a good public health system, as in the UK, services tend to be over-subscribed and waiting lists can be very long. With international cover, you can be sure of getting treatment when you need it and avoiding a long wait.
Language: Treatment at an international medical centre can be the only way you can be treated by a doctor who speaks your own language. Such an institution is usually expensive but international cover will allow you to receive treatment there without worrying about the cost.
International health insurance allows you to receive medical treatment worldwide or in whichever zone or region you opt for – there are cost implications here, as it is cheaper if your policy excludes cover in the US and Canada, for example. If you travel a great deal or move from one country to another frequently, worldwide cover is the solution, as the insurance travels with you and you will be covered for any country or region specified in your policy.
